Registered chit fund · Est. 2009

Build your savings.
Secure your future.

FlexRoute Chit Fund Private Limited is a registered chit fund company headquartered in Hyderabad, operating since 2009. We organise chit fund groups from INR 5,00,000 to INR 1,00,00,000 with open monthly auctions, a dedicated relationship manager and 24/7 support for every member.

Explore Chit Fund Plans About FlexRoute
Registered under the Chit Funds Act, 1982
Relationship manager for every member
2009
Incorporated on 18 June
5
Chit fund values, INR 5,00,000 to INR 1,00,00,000
40 × 40
Members × months, every group
24/7
Support, every day of the year
Company at a glance
FlexRoute Chit Fund Private Limited
Incorporated
18 June 2009
Group structure
40 members · 40 months
Chit Fund values
INR 5,00,000 · INR 10,00,000 · INR 25,00,000 · INR 50,00,000 · INR 1,00,00,000
Registered office
Himayathnagar, Hyderabad, Telangana 500029
About FlexRoute

Borrow with respect and save with confidence.

FlexRoute Chit Fund Private Limited was incorporated on 18 June 2009 and is headquartered in Hyderabad, Telangana. We organise and manage chit fund groups under the Chit Funds Act, 1982, giving members a structured way to save every month and access a lump sum when they need it.

Every FlexRoute group follows the same structure: 40 members, 40 months, and a chit fund value of INR 5,00,000, INR 10,00,000, INR 25,00,000, INR 50,00,000 or INR 1,00,00,000. Auctions are held openly each month, and the resulting dividend is shared equally among all members, reducing what each member pays.

Our members include salaried professionals, business owners and families. Each member is assigned a personal relationship manager, and our support team is available around the clock by phone and WhatsApp.

Transparency

Open auctions, clear records

Every bid, dividend and payment is recorded and shared with members through regular statements.

Compliance

Registered and regulated

Each group is registered with the Registrar of Chits before it begins, and operates under a written chit fund agreement.

Equal service

One standard for every member

Every member in every group receives the same service, including a dedicated relationship manager.

Convenience

Easy to stay on track

Pay subscriptions, receive statements and follow every auction with ease, with support available 24/7.

Small steps, every month

The Power of Small Savings

Large goals rarely come from one large sum. They come from steady, manageable contributions made consistently. A chit fund turns that monthly habit into a meaningful lump sum, and lets you access it when you need it most.

  • 1
    Consistency builds wealthA fixed monthly contribution makes saving a routine, not an afterthought.
  • 2
    Access funds when you need themBid in the monthly auction to receive your chit fund amount early, for a home, business, education or a family occasion.
  • 3
    Dividends reduce what you payEach month's auction dividend is shared among all members, lowering your actual monthly payment.
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→—
Month 140 monthly contributionsMonth 40

Shown at the full subscription amount. Your actual monthly payment is lower once dividends are applied.

How a Chit Fund Works

Save together. Access funds when life needs them.

A chit fund is one of India's oldest community savings traditions. Members contribute a fixed amount each month, and every month one member receives the pooled amount through a transparent auction.

Pick your plan

Choose a chit fund value from INR 5,00,000 to INR 1,00,00,000. Every group has 40 members and runs for 40 months.

Contribute monthly

Pay a fixed monthly subscription through regular banking channels. Every payment is receipted and recorded.

Bid in the auction

Each month, members who need funds bid openly. The lowest bid wins the pot, and the discount is shared as a dividend among everyone.

Receive your payout

Take your payout when you need it, for a home, a business, education or a wedding, or wait and earn dividends along the way.

Chit Fund Plans

A plan for every dream, big or bigger.

Five chit fund values, one simple structure: 40 members, 40 months. And in every group, every member gets a personal relationship manager, because every member matters equally to us.

Subscription = chit fund value ÷ 40. What you actually pay each month is lower: the subscription minus that month’s dividend. Try the calculator below.

Monthly Payment Calculator

Your subscription is fixed, but what you actually pay changes every month. It depends on that month’s auction: the higher the winning bid, the bigger the dividend everyone shares, and the less you pay.

5% · low bid40% · high bid
  1. Members bid. The member who accepts the biggest discount wins this month’s chit fund.
  2. The discount is shared. After the 5% foreman’s commission, the rest is split equally among all 40 members as a dividend.
  3. You pay less. This month’s payment = full subscription − dividend.
Full monthly subscription—
Winning bid (discount)—
Foreman’s commission (5%)—
Dividend to each member —
Your payment this month—
Winner receives this month—
Illustrative only. Bids change every month, so your payment does too. Payments are usually lower in earlier months, when bids tend to be higher. Commission and bid limits follow the Chit Funds Act, 1982 and your chit fund agreement.
Why FlexRoute

Why members choose FlexRoute.

Everything we do is designed so you never have to wonder where your money is.

Registered & compliant

A Private Limited company operating under the Chit Funds Act, 1982, with registered agreements and security deposited as the law requires.

Open auctions

Every auction is visible to every member, in person or online. No back rooms, no surprises.

Timely payouts

Prize money is released promptly once the winning member completes the required surety formalities.

Clear statements

Monthly statements showing every subscription, dividend and auction result, shared with you every month.

Secure & documented

Every member signs a registered chit agreement, every payment is receipted, and all transactions go through regular banking channels.

Your own relationship manager

Every member in every group has a personal relationship manager, and our team answers calls, WhatsApp and email 24/7.

Plan for what matters

What members use their chit fund for.

A FlexRoute chit fund adapts to your goals, whether you need funds early or prefer to save through the full 40 months.

Home & property

A down payment, construction or renovation, funded from disciplined monthly savings.

Business growth

Working capital, new equipment or expansion, accessed through the monthly auction when the timing is right.

Education

Tuition and higher-education costs planned well ahead, without last-minute pressure.

Weddings & family occasions

Celebrate life’s important moments with funds set aside steadily over time.

Unexpected needs

A reliable source of funds when something unplanned comes up, without depending on high-interest loans.

Long-term savings

Build a strong savings habit and receive a meaningful lump sum at the end of the group.

Questions

Good questions deserve straight answers.

Can't find what you're looking for? Our team is awake right now.

Ask us anything
What exactly is a chit fund?

A chit fund is a regulated community savings scheme. A group of members contributes a fixed amount monthly for a fixed number of months. Each month the pooled amount is auctioned, and the member willing to take the largest discount receives it. That discount, minus the foreman's commission, is shared among all members as a dividend.

Is FlexRoute registered?

Yes. FlexRoute Chit Fund Private Limited was incorporated on 18 June 2009 and operates under the Chit Funds Act, 1982. Our registration number is [Registration No.], and every group is registered with the Registrar of Chits before it begins.

How big is each group?

Every FlexRoute chit fund group has exactly 40 members and runs for 40 months, whether it's a INR 5,00,000 or a INR 1,00,00,000 chit fund. Every member, in every group, gets a personal relationship manager. We don't have tiers. Every member is equally important to us.

What happens if I need my payout early?

That's what the auction is for. Bid in the monthly auction, and if yours is the winning bid, you receive the payout after providing the required surety. Members who wait longer typically receive more in total through dividends.

How do I reach support?

Any time, day or night. Call or WhatsApp us at +91 98491 88500 (or tap the green button on this page), or email info@flexroutechitfund.com. A real person will respond.

Join FlexRoute

Start your chit fund with FlexRoute.

The fastest way to reach us is WhatsApp. Message us any time, and a real person from our team will reply.

24/7 WhatsApp
24/7 Phone+91 98491 88500
Emailinfo@flexroutechitfund.com
Registered Office3-6-661, Flat No. 301, Sai Sandya Apartments, Street No. 9, Himayathnagar, Hyderabad, Telangana 500029